Cashfactor is a New Zealand company based in Christchurch but we have clients right across Canterbury and the rest of New Zealand.
While we encourage businesses to use primary sources of finance where available we recognise that changes to financial institutions worldwide has meant that it has become increasingly difficult for existing businesses to raise finance for working capital, and almost impossible for start up companies. We specialise in cash flow solutions for small to medium businesses across a wide range of industries and through a variety of services.
We pride ourselves on being flexible, and able to respond quickly to our clients needs. We understand the effects of negative cash flow and will work with you to find both a short term solution as well as advise on long term strategies to fund your business.
We can become involved in the full debtor management of your business including credit control and invoicing, or simply purchase individual invoices, providing you with instant cash but allowing you to retain the continuing important relationship with your client. If bad debts are an issue we will help recover bad debts and advise on terms of trade to protect your interests.
Highly profitable businesses still fail if they are not cash flow positive. You might have the best quality product or service with huge sales and great profit margins, but if you run out of Cash it simply wont matter.
Negative cash flow is the biggest single reason small to medium business' do not survive cash keeps the doors open and the business trading, allowing you time to grow.
Every day that goes by without you getting paid means that the value of your invoice is eroded, and your business is under pressure.
Turnover is vanity, Cash Flow is reality
Remaining Value of an Invoice at Time Payment is Made
By introducing cash back into the business quickly through factoring, invoice discounting and debt collection your business is able to focus on production and sales and can grow. Our cash flow service will grow to meet your financial needs as you grow.
